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Past Credit Issues

Life Happens.

The Great Recession of 2008-2013 produced effects that are still being felt today, and it’s hard to find anyone that wasn’t in some way impacted by the biggest financial event since the great depression.

Unemployment soared and jobs were lost.  Savings evaporated and personal debt skyrocketed.  If you’ve experienced financial challenges in the past 5-7 years, know that you’re not alone, and we have programs to help get you back on the path of homeownership.

We believe everyone deserves a second chance. Our team of highly trained loan officers are experts in simplifying the mortgage loan process, and we will always be honest and upfront with you about what your options are, working closely with you to come up with a specific plan to help you achieve your goals.



Fresh Start Loan Program

Some of the unique programs we offer include:

·       Credit scores down to 580 (and lower in some cases)

·       Recent Bankruptcy or Foreclosure OK

·       Previous late mortgage payments OK


     Next Steps

Our loan officers are happy to conduct a free consultation for any potential borrower interested in just learning a little more about their options. Contact us today!


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