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Self Employed Borrowers

As of 2015, 15 million people were self-employed in the U.S. (US Bureau of Labor Statistics)

The two most common examples given of “the American Dream” are Owning a Business, and Owning a Home. So it can be frustrating that when a business owner or non-W2 borrower wants to obtain mortgage financing, complications often arise.

Our knowledgeable team of loan officers expertly navigate the unique aspects of the mortgage approval process, while allowing you to focus on what’s most important to you - running your business.


Some of the unique self-employed borrower programs we offer include:

  • Ability to qualify on business or personal bank statements/deposits (no tax returns or W2’s needed)
  • Qualify based on P&L signed by CPA/Tax Preparer
  • Multi-owner businesses OK


We also know that not all self employed borrowers are alike, which is why we have loan programs designed to address the needs of specific groups, including:


Founders Mortgage

Own a Technology, Science or Professional Services company?  Let's talk.





White Coat Mortgage

Doctors, Dentists, Veterinarians...if you own a practice, this loan is for you.  







Gig Economy Mortgage

Out newest self-employed offering - Consultants, Drivers, Freelancers, lets talk about this great option!  



Want to learn more? 

Unlike other mortgage companies, at Liberty First Mortgage the first words out of our mouths will never be “what’s your social security number?” We can chat about generic options without pulling your credit report or taking a full loan application. Our loan officers enjoy offering a free consultation to any potential borrower interested in just learning a little more about their options. Contact us today!

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